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Well, it’s June and I’m giving my first financial update! You can read our 2009 Financial Goals here . I’m sorry for the lack of updates but there hasn’t been as much to share. That is, until now. I am VERY PROUD of what we have accomplished in these short 6 months. While I didn’t…

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You all are overwhelming me with your amazing comments of congrats! Thank you SO MUCH!! We still have a way’s to go to be completely out of debt, but having this baby step DONE feels amazing!! Forgive me for the caps, but I do believe this is one thing to CELEBRATE!!!! I was going to…

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Getting married at the young age of 19, straight out of the house doesn’t give you enough time to accumulate debt. But, it happens. I didn’t have the best fiscal responsibility in my upbringing. Mom and Dad were loving and spoiled me rotten, but when it came to finances, I pretty much got whatever I…

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Rewind to right after our vows in June. Paul and I both had excellent jobs. I was lucky enough to get a co-op (internship) at a great company in our hometown. I finished my Associate Degree in June right as we were married. I decided that I wanted to start my career. I knew I…

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T was brought into our lives in July, 1999. We were so excited and loved being parents. The idea of me being a stay-at-home mother never entered my mind. I was extremely focused on having a career. As a matter of fact, I was itching to get back to work, and did just that when…

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I have talked about my BFF before. I love her to death and she and I have been besties since the young age of 4 – yes, that’s a loooong time (but we’ve both gotten finer with age, of course). She and her husband are partly responsible for where we ended up. Her family moved…

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New job, new home, new people to live without… We closed on our home in early February, 2005. I couldn’t take time off at my new job (because of my high self responsibility, not because I wasn’t allowed to – huge difference). I decided to take the week of February 13 off to unpack, organize…

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Yeah, we didn’t exactly live like paupers. We went on vacation. While that was paid with cash, we could have put that money towards our debt snowball. We still enjoyed the occasional splurge of dining out and other stuff. In the time of not working, I grew restless. I really focused on our church and…

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That summer of 2006, we were surprised with a blessing – our third pregnancy!! We knew (or maybe I knew) we would always have three kiddos (no matter how insane I may become) so this announcement was just a completion to our family (and finally my goal to know that after this baby was here,…

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