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An Emergency Fund Savings account is so important! If you’ve ever experienced an unexpected job loss like our family has, you know how crucial an emergency savings account is! I can’t tell you how many times ours has been a blessing as we had unexpected emergencies. How much should you have in savings? That will be…

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Not everyone knows how to start a budget, let alone a cash budget. The good news is that it’s very easy to start a cash budget. This cash budget example is a step-by-step guide. The true measure of your success will be applying the cash budget format consistently within your budget. Consistency truly will help…

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Last updated: October 1, 2017 We have gone from being paid every week to strictly on a monthly basis. I don’t care how much money you bring in each month, it is an adjustment going to a monthly bank deposit. I prefer monthly pay now since I can pay all of our expenses at once…

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Since I wrote about ways to find your money drains earlier in the week, I wanted to share a budgeting spreadsheet with you that we personally use. Since I’m a lover of excel and google drive, you can open the FREE Budgeting Spreadsheet and download in either of those programs. I personally prefer google docs because…

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A new year signifies a new start. Resolutions are being made and saving money is always at the top of everyone’s list each year. I wanted to write a few posts about personal finance management. While I am not an expert by any means, we’ve paid off a lot of debt in our marriage. These…

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Most of us at one point or another have faced a potential job loss. With the government shutdown, it has once again jumped to the forefront of American’s minds. What would you do if you suddenly were faced with possibly losing your job? Would you be prepared financially? Would you know how to prepare for…

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We had an overwhelming response at the first ever online coupon class with LearnVest and Savings.com. I’m excited to share some more about how you can use the services that LearnVest has to offer if you still haven’t created an account! Budgeting One size does not fit all- especially when it comes to your money.…

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Today is the day that many Americans cringe about… tax day. Despite all the Tax Freebies and Deals that are being offered, it’s not a joyous day for 54% of Americans that pay taxes. Let me first preface this post saying that this is NOT political. I don’t care what your political affiliation is. I…

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