The following Everyday Savings Tip comes from, Kim:
My husband and I have several investment properties, our own house, 2 vehicles and an RV that, of course, have to be covered by insurance. I was growing quite frustrated at the yearly increases of the insurance premiums although we had only one claim in the past.
My first thought was to gather all of our information and hit the streets shopping for lower rates (seemed like a real time consuming pain). After a little more thought, I just called my agent and asked for a review.
So far we've had a refund of 10% on our home. The other properties will be reviewed as their renewal dates come up in the next few months. I may still go shop for lower rates because it ticks me off that I had to ask for a review to get the lower rate.