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You know all of those online survey companies I share with you? Now is the time to cash in! Request your survey money by late August at the latest since some places have a 2-3 month lead time for mailing payments.

Also, if you have any credits from daily deal sites or other referral sites, use those during the holiday shopping season! There are MANY ways you can earn referral credits without being a blogger.

Visit Happy Housewife to learn how to make an Infinity Scarf. I love these scarves – this looks pretty simple too!

How do you keep track of who is on your Christmas gifting list?
Find more ways to save MORE money on Christmas!

I'd love to hear your tips and suggestions for saving more for Christmas expenses! Submit your best savings tip specific to Christmas and Holiday Savings on the Everyday Savings Tips form. You'll be entered to win the $50 cash price each week too!

About Andrea Deckard

Andrea Deckard is a personal finance expert and speaker. She lives by the following motto, "save on what you need so you can spend on what you want." She started Savings Lifestyle in 2008, and long-time readers remember the site as Mommy Snacks. Andrea is a go-to resource on frugal living for local news outlets such as WDTN, WGRR, and as well as national outlets like Good Morning America. She has also been featured in multiple national publications.

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