Use Credit Cards to Your Advantage

The following Everyday Savings Tip comes from, Jaime:

The hubs and I tried something new this year as far as paying our bills/monthly expenses and are loving it so I thought I’d share!

We decided instead of using our check card to make our everyday purchases like groceries, gas, dining, etc. that we would use our Discover Card. The deal was it had to be paid off monthly so that it would be similar to using a checkcard as far as payments coming out of the account as soon as they are made.

We decided to go the credit card route because we looked into the rewards that Discover offers and the cash back you can earn on purchases. We have been astounded at how fast the rewards rack up!!! ¬†We haven’t used any of the rewards to date and are planning to cash them in at Christmas time as Discover allows you to use your dollars earned on Amazon, which is were I typically shop that time of year anyway.

So far this game plan is working for us – and yes, we have continued to pay the card off monthly!


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by Savings Lifestyle: Andrea on December 13, 2012

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