Purchase Gift Cards and Save on Gas!

The following Everyday Savings Tip comes from, Robyn:

I buy $500-$1000 dollars in Mastercard gift cards at Kroger each month. I try to do the max of $500 each time I download because of the $6.50 download charge. This earns me an instant $1 off per gallon of gas. I pay off this card with my credit card, so I am still earning rewards on my other card too!

Each time I spend money at Kroger on groceries, I use the gift cards and continue to earn fuel points!! My husband and I are very careful and always try to have an empty tank when we go to the gas station ….together!

You can save up to $1 off a gallon of gas at Kroger (up to a max of 35 gallons). This saves us $35 each time we fill up. This is so easy to do and makes me feel really good about getting cheaper gas – just for grocery shopping at Kroger!!


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by Savings Lifestyle: Andrea on March 31, 2012

5 Comments

  • Debbie - March 31, 2012 @ 11:03 pm
    1

    I have never bought Mastercard gift cards so I don’t understand what she is saying here. Can someone explain it to me. I thought you went to the cash register and told the cashier how much you want on the card. What are you downloading? I also don’t understand this part “I pay off this card with my credit card, so I am still earning rewards on my other card too!”

    • Savings Lifestyle: Andrea - April 01, 2012 @ 6:15 pm
      1.1

      Debbie, typically Mastercard and Visa cards require a download or activation fee for purchasing the card. So, that is what Robyn is referring to. The other part is that since she is using a credit card that is giving her rewards (some will give you a % back on your purchases) to purchase these gift cards that help her earn discounts on fuel, she’s saving even more after all is said and done.

      I just purchased several gift cards with the Kroger quadruple fuel points promotion (I didn’t get Mastercard or Visa cards since they weren’t part of the promotion though). I then used my Upromise Mastercard and earned cash back rewards as part of my agreement with this particular credit card. We have $1 off a gallon of gas for a while now since I purchased several for the next few months. It’s a great way to save even more!

  • Matt - April 01, 2012 @ 10:23 pm
    2

    So if I bought visa/master/amex gift cards they would not get the 4x points? would they still get 1x??

    • Savings Lifestyle: Andrea - April 03, 2012 @ 10:18 am
      2.1

      Matt, the visa/master/amex gift cards weren’t part of the 4x points. They usually aren’t but you should still get the normal amount for purchasing them.

  • Debbie - April 02, 2012 @ 11:32 am
    3

    Thank you Andrea! That makes it much clearer! What a fantastic idea! We have decided to use Olive Garden for my son’s rehearsal dinner for his wedding. Guess where we are purchasing our gift cards?! :) Thanks again!

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