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That sounds like a infomercial for financing, doesn’t it?! But, seriously, there are benefits to buying now to help you save later. Have you seen all the ^[2]rebates ^[3] I’ve been snacking on? There are so many right now, and they made me think that buying now really does help you save later when you have a rebate.

So, what is the value in Buy Now – Save Later?

Well, you are purchasing items for your family’s consumption needs today. You need them NOW and there may not be coupons available or a great sale to make the purchase. Buying those items now and sending away for a rebate will help you save more down the road. This Pepsi & Frito-Lay Rebate (rebate ended) is a perfect example. There are rarely coupons for either brand and this rebate offers some valuable coupons.

With a rebate, sometimes it makes sense to build your stockpile ^[4] too. When I am stockpiling ^[4]an item, I try to get the lowest price possible to ensure maximum savings. But, if I can establish/replenish my stockpile and get a rebate on top of that, it’s like hitting the frugal jackpot!

For example, last year, P&G products were on a store promotion that offered instant savings to purchase specific products. At that time, I stocked up on fabric softener (Downy family here, hands down!). Well, the same promotion returned this year so I replenished my stockpile and now I am eligible for this P&G Rebate (rebate ended). I saved money by buying it now for my stockpile (while it was on sale and promotion too) and will receive some amazing coupons for P&G products!

And, since we have a baby, I absolutely love theCaregivers Marketplace Rebate ^[5]. I can always get my Huggies diapers (that qualify for the rebate) on sale, use coupons and get an ECB when I shop at CVS ^[6] too. All of that combined means I can get cheap diapers! Plus, that rebate has other products that are included too so occasionally I can send away for those other items too!

As you can see, buying now can help you save later. You are getting products you use frequently with a rebate to help offset some costs! Yes, you are putting the money out front now but you will be saving in your future bill. So, as you make a purchase see if there is an opportunity to include a rebate to save you even more! And, to me that’s frugal, fun and fabulous!

Photo Credit: cisais ^[7]